So apparently auto insurance companies CAN be held liable if someone gets an STD while hooking up in a car? At least in Missouri.
Last year, an anonymous woman in Missouri demanded that Geico pay her $1 million because she got an STD after having unprotected relations in a guy's car. Geico refused . . . but she took them to court . . . and this week, a Missouri appeals court ordered Geico to pay her $5.2 MILLION.
WHY? It's complicated, but it boils down to this: Geico refused to get involved initially, and wouldn't join the guy's defense. The court later said that was them OPTING OUT of a defense.
The woman and the guy went to arbitration, which awarded her MORE . . . $5.2 million . . . based on documentation that she provided. They also reached some sort of agreement that limited his personal liability.
That put Geico on the hook, because of a precedent in Missouri that was set in a similar insurance case. (One of the appeals court judges even admitted he didn't think Geico got a fair shake, but he had no choice.)
(So a stupid precedent . . . and Geico's stupid lawyers . . . allowed this couple's stupid decision . . . to warrant a stupid payout.)
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