What a bunch of crap. I bought a house earlier this year and didn't get a free cat. In fact, I lost a bunch of money on a vacation I had to cancel (non-refundable cruise, ftw) because the mortgage company didn't have their sh-t together. And there was NO CAT. A cat would've helped a little.

Of course there's a catch. There's always a catch.

The cats are just loaners. You get them for two hours for a housewarming party/photo op, and then they're packed up and taken away to the next homeowner.